Seniors and Medicare beneficiaries have until December 7 to review or update their health coverage for 2026, but experts warn that scam calls are on the rise.
“As many people might know, right now, up until December 7th, we are in the Medicare annual enrollment period, which is when many people make their selections for what their health care is going to be for next year,” said Maria Alvarez, Executive Director of the New York Statewide Senior Action Council.
Even if your coverage seems fine, Alvarez urges a double-check. “People’s health situations might change, the plan might have changed, the coverage might have changed, there might be other options. And so this is the time when most people are able to assess that situation,” she said.
Scammers often target seniors during this period.
“Medicare, Social Security or the IRS, they will never call a person at their home…much less would they ever call and ask for a person’s Medicare number because they already have that information,” Alvarez said.
If you get an unsolicited call claiming to be from Medicare, hang up immediately. “Never give out your Medicare number, your Social Security number, your bank or credit card numbers,” she said.
For help, seniors can call the New York State Senior Medicare Patrol at 1-800-333-4374, or 1-800-MEDICARE to report fraud or review benefits. Alvarez also reminds seniors: “You have until December 7th at midnight to make your decision. Don’t let anyone pressure you into choosing a plan today.”
Families and caregivers can protect loved ones by encouraging them to take their time and consult trusted sources before making any changes.
Key Takeaway: Never share sensitive information over the phone, and be wary of pressure tactics. Use available resources to make informed decisions about your Medicare coverage.
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